For your interest and convenience, you can download a number of important documents that are vital to the advisory process.

Client Agreement 

The Client Agreement confirms our status as Independent Financial Advisers.  It also confirms that we are regulated and authorised by the Financial Services Authority (FSA).

Initial Disclosure Document

The Initial Disclosure Document confirms we are regulated by the Financial Services Authority (FSA).

It confirms that we offer products from the whole market; we offer products from a range of insurers, we advise and make recommendations only after we have comprehensively assessed your needs.

Confidential Client Questionnaires

Before suitable and appropriate financial planning advice can be given, a Confidential Client Questionnaire must be completed giving details of your circumstances, income and expenditure, tax position, assets and liabilities, risk assessment and the priority of your needs and objectives .

All details you give us will be treated in strictest confidence, and you need not disclose anything which you do not wish to.

Before completing the Confidential Client Questionnaire, you may wish to speak to one of our advisers who will be happy to assist you.

Attitude to Risk Questionnaires

Assessment and understanding of risk is a vital part of the advice process, ensuring that the most appropriate recommendations are made.

Mandates 

You may have existing Protection Policies, Savings Plans, Investments and Pensions.

We will be delighted to review these arrangements for you confirming their continued suitability, along with an assessment and review of charges, flexibility, fund range and performance.