Whether investing capital for yourself or your company, there are various options available to you. As always there are numerous questions which need to be answered:-

• Is it a lump sum investment or a regular savings plan?
• Should you invest onshore or offshore?
• What about ISAs, Unit trusts and Investment Bonds or maybe investing directly or indirectly in commercial property?

One of the key elements of making any investment in to ensure these are reviewed on a regular basis:-

• How often are you reviewing yours?
• How are your existing investments performing in relative terms and are they working tax efficiently?

We believe strongly in the process of Diversification and Asset Allocation:-

• Are you comfortable with the overall spread of your investment portfolio?
• Are all your eggs in one basket?
• Do you have equities, fixed interest, property and cash?
• Do your existing holdings include ‘With Profit investment’? If so are you concerned regarding the performance?